INFORMS Open Forum

Dear all,

We are excited to announcement the Fintech and Financial Institutions Research Conference will be held April 10-11, 2025 at Federal Reserve Bank of Philadelphia (10 N. Independence Mall W., Philadelphia, PA 19106). 

Co-Sponsored by the University of Delaware and The Federal Reserve Bank of Philadelphia, this conference is a forum for presenting and discussing current research on the inter-linkages of the Fintech sector and the broader financial system. The Conference will focus on understanding economic consequences and impacts in both directions. The Conference will also focus on technology developments that are key to the way fintech works within the financial system. Thus, we aim for a conference that unites the research conversation across the Fin and Tech tracks of Fintech, with participants contributing to an interdisciplinary conversation.

Keynote Speakers:

• Stefan Nagel (University of Chicago)

• Ramayya Krishnan (Carnegie Mellon University)

Special Featured Speaker:

• Patrick Harker, President, Federal Reserve Bank of Philadelphia

Registration:

Register here

For up-to-date information on schedule, speakers, and program committee:

Visit our conference website: UDFedConf.com

Official Conference Websites:

University of Delaware: https://www.udel.edu/research-innovation/star/fintech/#conference

Federal Reserve Bank of Philadelphia: https://www.philadelphiafed.org/calendar-of-events/fintech-and-financial-institutions-research-conference-2025

For questions, please contact: udfedconf@udel.edu

Conference Papers

Economics/Finance Track Paper Presentations

The Welfare Benefits of Pay-As-You-Go Financing

• Paul Gertler (University of California, Berkeley)

• Brett Green (Washington University in St. Louis)

• Renping Li (Washington University in St. Louis)

• David Sraer (University of California, Berkeley)

AI Coordination and Self-Fulfilling Financial Crises

• Hao Yang (Swiss Finance Institute and USI Lugano)

Regulating Credit: Effects on Market Structure, Lender Technologies, and Credit Access

• Susan Cherry (Stanford University)

Digital Payments and Monetary Policy Transmission

• Pauline Liang (Stanford University)

• Matheus Sampaio (Northwestern University)

• Sergey Sarkisyan (The Ohio State University)

Anatomy of a Crypto Bank Run

• Yuan Gao (University of Arizona)

• Richard Sias (University of Arizona)

Learning from DeFi: Would Automated Market Makers Improve Equity Trading?

• Katya Malinova (DeGroote School of Business, McMaster University)

• Andreas Park (University of Toronto)

Levelling the Field: Equitable Interest Rates for Unsecured Personal Loans

• Ram Gopal (University of Warwick)

• Xiao Qiao (City University of Hong Kong)

• Moris Strub (University of Warwick)

• Zonghao Yang (Stevens Institute of Technology)

Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems

• Jacelly Cespedes (University of Minnesota)

• Carlos Burga (PUC-Chile) 

• Carlos Parra (PUC-Chile) 

• Bernardo Rica (Insper)

Buy Now Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking

• Christine Laudenbach (SAFE and Goethe University)

• Elin Molin (Lund University) 

• Talina Sondershaus (Lund University)

• Kasper Roszbach (Norges Bank)

The Decline of Branch Banking

• Rajesh Narayanan (Louisiana State University)

• Dimuthu Ratnadiwakara (Federal Reserve Bank of Richmond)

• Philip Strahan (Boston College & NBER)

Tech Track Paper Presentations

Generative AI for Modeling Customer Behavior: Exploring Effective Intervention Strategies

• Xuewen Han (Tsinghua University)

• Kunpeng Zhang (University of Maryland)

• Sean Xin Xu (Tsinghua University)

Fighting Climate Change with FinTech

• Antonio Gargano (University of Houston)

• Alberto Rossi (Georgetown University)

Matrix Profile Enhanced Bayesian Online Change Point Detection for Bitcoin ETF Trading

• Masoud Neshastehriz (University of Delaware)

• Paul Laux (University of Delaware)

Preliminary Lessons Learned from the Change Healthcare Nationwide Pharmacy Outage

• William Yurcik (Centers for Medicare & Medicaid Services)

• Andreas Schick (U.S. Food & Drug Administration) Administration)

Organizing Committee

Conference Chair:

• Paul Laux (University of Delaware)

Fin Track Chairs:

• Michael Gelman (University of Delaware)

• Vitaly Meursault (Federal Reserve Bank of Philadelphia)

Tech Track Chairs:

• Nektarios Tsoutsos (University of Delaware)

• Gang Wang (University of Delaware)

Program Committee

• Joseph Abadi (Federal Reserve Bank of Philadelphia)

• Tetyana Balyuk (Emory University)

• Jack Bao (University of Delaware)

• Sunita Chandrasekaran (University of Delaware)

• Bintong Chen (University of Delaware)

• John D'Arcy (University of Delaware)

• Michael De Lucia (US Army ARL, UD)

• Sebastian Doerr (Bank for International Settlements)

• Laura Field (University of Delaware)

• Paul Goldsmith-Pinkham (Yale)

• Charles Gouert (NVIDIA Research)

• Deeksha Gupta (John Hopkins University)

• Vinu Joseph (NVIDIA)

• Jinwook Lee (Drexel University)

• Wenli Li (Federal Reserve Bank of Philadelphia)

• Chen Liu (Intel)

• Dimitris Mouris (Nillion)

• Marina Niessner (Indiana University)

• Ashish Pujari (Google)

• Sebastian Doerr (Bank for International Settlements)

• Xiao Fang (University of Delaware)

• Alberto Rossi (Georgetown University)

• Philip Strahan (Boston College)

• James Vickery (Federal Reserve Bank of Philadelphia)

• Wujie Wen (NC State University)

• Jiaheng Xie (University of Delaware)

• Jiafeng Xie (Villanova University)

• David Yermack (New York University)

• Gloria Yang Yu (Singapore Management University)

• Xu Yuan (University of Delaware)

• Yao Zeng (University of Pennsylvania)

• Kunpeng Zhang (University of Maryland)

• Tianjian (TJ) Zhang (California State University Dominguez Hills)

• Hong-Sheng Zhou (Virginia Commonwealth University)

• Yu Zhu (University of Delaware)

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Gang Wang
Associate Professor
University of Delaware
Newark DE
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